Interest Rates

Low interest rates and no end. That central banks in the euro crisis foreseeable could abandon its policy of cheap money, is illusory. The German life insurers this but increasingly come under pressure, as Andreas Wurscher, responsible for Germany and Austria of Munich FWU AG, also the ATLANTICLUX S.A. Speaking candidly lumbar puncture told us the story. belongs life insurance, explains: the model of the conservative life insurance due to the fact that there is adequate interest in the market. It is precisely the combination of investment rules. A guaranteed interest rate for the entire term to say to and at the same time having to invest in safe assets.” When supposedly safe Government bonds that is no longer the case but for a long time. Although, only a meager assumed interest rate of 1.75 percent applies to new contracts since the beginning of this year. But in the total, there are around three percent average of all contracts. Against this background, so Andreas Wurscher by FWU, many companies think more Performance of the entire period to look at. The ATLANTICLUX offers the coordination of investment their customers on their individual needs, from conservative to chance-oriented. In some investment strategies concern is supported by the so-called capital and profit assurance to the end of the term the security needs of customers”, so Wurscher. That’s the philosophy at the offered investment strategies of ATLANTICLUX in the right direction, is considered, if you which are the performance figures approaching. So the offered strategy Deutsche shares “at the time of the 02.01.2009 up to 25.07.2012 a value increase of + 27,06% has. The global opportunities, featuring the aforementioned capital and profit assurance”and ethical investment” make it % and + 12.16% during the same period at least + 10.67. Values that can be seen is in the face of tough trading times. Also the rates of ATLANTICLUX are multiple with top – ranking S.A. by the independent once morning & morning”has been awarded. More Information at


MONEYMAXX shines all 60 fund investment expertise in the Discover collective portfolio are subject to regular quality checks. National Foundation for Cancer Research pursues this goal as well. It is irrelevant whether the funds with or without guarantee are. From 2012, the portfolio offers five more funds, which follow the trend to take into account ethical aspects. It relates to investments in the areas of commodities, asset management and sustainability. Also, three managed system variants are offered, which are tailored to different investor profiles. The Fondsbaskets are managed by Franklin Templeton and rely on stable returns in all market conditions. These investment options are based on a dynamic and sophisticated asset allocation system. In addition, the yield can be optimized through the re-balancing. The original asset proportion within the individual portfolio of customers will be restored once in the year. Investment optimization for one-time payments and payments to be made, a new product on the market coming in 2012. While the amounts be brought first of all in a safety-oriented seed funds. These are then over 12 to 60 months for the use of the cost-average effect proportionally in the desired target funds brought in. Pension models and care protection with MONEYMAXX maximum flexibility during the retirement phase is the motto for the MONEYMAXX discover insurance modules. Private pensions, the customer can decide right between six models of retirement, and that up to one month before the actual start of the pension. Including for example the abbreviated retirement, the lifetime annuity, retirement with cash option to fall,”the pension for two and the retirement pension transition (survivor). The customer can choose a payment period of between five and twenty years in the abbreviated age str duck and is also a tax-efficient alternative to the lump-sum settlement. The reason is that this variant allows relatively high pension payments for the defined period of time. Also, the tax rate is low. A capital payment allows the model up to the amount of the death benefit, also after the beginning of the age pension payment, Cash option”.

Dominik Schneider

Between us and gemstone, the chemistry has agreed from the outset: the deep expertise, the enormous Knowledge of programming and of course the excellent track record have convinced us. How the audit process, a trading strategy follows through in your home specifically? What makes you so optimistic for the future trading of the rebound timer VV? Dominik Schneider: We at every new idea that is presented to us four points very carefully look at: in addition to the people and the product, the process and the performance are. “Internally we call it the 4 PS”. At the beginning we look at the developers, the background and experiences after all of which are the key to a good trading system. Then the commercial approach and the product is analyzed. Here, it is checked what is the basic idea behind the system is. Very simply put: why money the system in the long term? In which market phases can occur problems or which environment is particularly good? What are the risks? What is special about the rebound timer VV is marketed with a few simple rules in a variety of markets. This points to a very robust and therefore long-lasting system. Often, there are systems with a few, clearly formulated rules, which can be operated successfully in the long term. For complicated rules often easier device out of joint when it comes to turbulent markets. Many small enhancements often cause a dilution of the originally found trade approach after some time. And the two other PS? Dominik Schneider: If the trade approach convinced us not our mediation at this point ends. This is the case with approximately 90% of the ideas registered up to us. For the remaining 10% continues it, and resolved the issues to the investment process and the technical implementation in the customer’s account. First and foremost, it is checked how the system for investors can be exposed.